We are a fee only Registered Investment Advisor and we follow the fiduciary standard by acting in good faith and your best interest at all times. Only financial advisors who are Registered Investment Advisors are held, by law, to a fiduciary standard. Financial advisors who accept commissions are usually not fiduciaries and may be influenced to act in their own best interests.
There are many financial products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated. Informed decisions about the products in any portfolio are best made after an assessment of individual needs. After meeting to do this, you are better informed when the time comes to choose from a comprehensive suite of products and services and select those that address your unique situation.
During our discovery meeting, we will determine your current level of investments and discuss our Evidence-Based Investment Philosophy. We then will prepare a portfolio analysis and discuss proper ways to help meet your goals. Together, we create an Investment Policy Statement, which is your road map to meeting your goals. We follow up with you and continuously try to provide education so you may make the best informed decision.